But unlike the real world, criminals can run their operations from the safety and anonymity of a keyboard.Like spiders waiting for flies to bumble into their webs, there are people out there waiting for you to enter your credit card information into false and insecure payment forms. Believe it or not, it’s actually relatively easy to guard yourself against many online scams.The extra ‘s’ indicates the site uses an encryption system to scramble your information.The “s” doesn’t necessarily guarantee the transaction is 100% safe, but it’s a fast and easy check that can give you another layer of confidence. Don’t conduct online transactions in public places.), we recognize that our site does not feature every company or financial product available on the market.We’re serious about matching you with the financial products that fit you best.
Even if you’re good about always logging out, it is possible for hackers to install keylogger information to record your keystrokes. A good hacker can snag your information using the public Wi Fi.
Many cards also have zero-liability policies, so you’re even better protected.
Debit cards aren’t quite as comprehensive, and depending on when you report the card missing, you could be on the hook for the entire amount. If you have doubts about a transaction, you can even use a one-time use credit card to generate a random card number linked to your actual account.
Again, this isn’t a perfect guarantee of a flawless security system, but it can help you feel better about your purchase.
Most legitimate websites will carry some sort of seal of approval from an organization like Mc Afee, the Better Business Bureau, Veri Sign or TRUSTe.