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Initially there weren’t a lot of reviews out there, but I’m now able to find quite a few on google and social media.Unfortunately the more recent reviews are quite negative with a few positive ones in between.I wish they had an extra sharing program that the other 3 have.This is from Liberty’s guidelines: “Medical expenses for a newborn arising from complications at the time of delivery that exceed 5,000, including congenital birth defects, are not eligible for sharing by members of GUARDIANS GROUP.” — Ok I find that concerning.

I am concerned about their small size (of course they all had to start small), they cap incidents at

I am concerned about their small size (of course they all had to start small), they cap incidents at $1 million which bothers me tremendously if we were to have a very expensive issue, but their lifetime caps have been removed as of Apr 2016.

Their guidelines indicate they are a lot more restrictive on the things they cover.

There are now 36 (down from 62) listed things they don’t cover at all, and 17 things they only share in limited fashion.

It sounds like they do have a membership card that you give to providers.

SIMILARITIES REVIEWS Liberty is a very small ministry with about 28,000 members as of Sept 2016 (according to a couple of member reviews).

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I am concerned about their small size (of course they all had to start small), they cap incidents at $1 million which bothers me tremendously if we were to have a very expensive issue, but their lifetime caps have been removed as of Apr 2016.Their guidelines indicate they are a lot more restrictive on the things they cover.There are now 36 (down from 62) listed things they don’t cover at all, and 17 things they only share in limited fashion.It sounds like they do have a membership card that you give to providers.SIMILARITIES REVIEWS Liberty is a very small ministry with about 28,000 members as of Sept 2016 (according to a couple of member reviews).

million which bothers me tremendously if we were to have a very expensive issue, but their lifetime caps have been removed as of Apr 2016.

Their guidelines indicate they are a lot more restrictive on the things they cover.

There are now 36 (down from 62) listed things they don’t cover at all, and 17 things they only share in limited fashion.

It sounds like they do have a membership card that you give to providers.

SIMILARITIES REVIEWS Liberty is a very small ministry with about 28,000 members as of Sept 2016 (according to a couple of member reviews).