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Currently, 21 states require UM/UIM coverage, and usually UM/UIM limits required match the liability limits.

Even in states that do not require UM/UIM coverage, insurance carriers are often required to issue you such coverage unless you explicitly reject it in writing.

In effect, the insurance company pays the insured medical bills, then would subrogate from the at fault party.

This coverage is often overlooked and very important.

Lorem Ipsum is simply dummy text of the printing and typesetting industry.Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged.California requires its drivers to carry minimum liability coverage of 15/30/5.This means that the insurance company will pay up to ,000 for all people injured in an accident, not exceeding ,000 on any one person and ,000 for property damage.